Resources

Government Schemes

These summaries are for orientation only. Scheme rules, eligibility and support levels change. UrjaSetu does not process applications or confirm eligibility.

Back to all resources

MSE GIFT

Support aimed at micro and small enterprises making green investments.

What is it?

A Ministry of MSME initiative to encourage micro and small enterprises to invest in green technology, including interest support on such investments.

Who may benefit?

Registered micro and small enterprises planning green or energy-related investments.

What kind of support?

Financial support linked to green investment, typically routed through lending institutions.

Who may find it relevant?

A manufacturing or processing unit financing a rooftop solar system or efficient equipment through a bank.

How to learn more

Check the Ministry of MSME portal and speak to your lending bank about current terms.

Please note

Verify current eligibility and scheme details with the official government source before applying.

Official source: Ministry of MSME · Last updated: August 2026

MSE SPICE

Support for micro and small enterprises moving towards cleaner production and electrification.

What is it?

A Ministry of MSME scheme oriented towards helping small enterprises shift processes away from fossil fuels and towards cleaner, electrified alternatives.

Who may benefit?

Micro and small enterprises replacing fuel-based process equipment.

What kind of support?

Support connected to the cost of adopting cleaner process technology.

Who may find it relevant?

A unit replacing a diesel-run motor, boiler or dryer with an electric or solar alternative.

How to learn more

Refer to the Ministry of MSME portal for the current scheme guidelines.

Please note

Verify current eligibility and scheme details with the official government source before applying.

Official source: Ministry of MSME · Last updated: August 2026

PMFME

Formalisation support for micro food processing enterprises.

What is it?

The PM Formalisation of Micro Food Processing Enterprises scheme supports individual micro food processing units, groups and FPOs.

Who may benefit?

Existing or new micro food processing enterprises, self-help groups, FPOs and cooperatives.

What kind of support?

Credit-linked support along with training and handholding through state nodal agencies.

Who may find it relevant?

A spice drying unit, a fruit processing enterprise or a cold room serving food produce.

How to learn more

Use the official PMFME portal and your state nodal agency or district resource person.

Please note

Verify current eligibility and scheme details with the official government source before applying.

Official source: Ministry of Food Processing Industries · Last updated: August 2026

PMEGP

Credit-linked support for setting up new micro enterprises.

What is it?

The Prime Minister's Employment Generation Programme, a credit-linked programme for new micro enterprises in manufacturing and services.

Who may benefit?

Individuals and groups setting up a new unit, subject to the scheme's own conditions.

What kind of support?

A bank loan with a linked government contribution, applied for online and appraised by the bank.

Who may find it relevant?

A first-time entrepreneur starting a solar drying, cold storage or service enterprise.

How to learn more

Apply and read current rules on the KVIC PMEGP e-portal.

Please note

Verify current eligibility and scheme details with the official government source before applying.

Official source: KVIC PMEGP portal · Last updated: August 2026

ZED Certification

Certification and handholding for zero defect, zero effect manufacturing.

What is it?

A certification programme encouraging MSMEs to improve quality and reduce environmental impact.

Who may benefit?

Registered MSME manufacturers pursuing quality and efficiency improvement.

What kind of support?

Assessment, certification and handholding, with support towards certification cost.

Who may find it relevant?

A manufacturing unit combining energy efficiency work with a quality upgrade.

How to learn more

See the official MSME ZED portal.

Please note

Verify current eligibility and scheme details with the official government source before applying.

Official source: MSME ZED · Last updated: August 2026

Not sure where to start?

The Finance Helper shortlists potentially relevant schemes and financing routes based on your business, project and location — with what to check and where to verify it.

Find Financing Options