Resources

Finance & Funding

This is orientation, not financial advice. The aim is to help you understand what kinds of financing may exist for a situation like yours before you talk to a bank, an institution or an investor.

Ways a DRE project gets financed

Subsidies, grants, concessional finance, commercial loans, equity and asset finance in plain language.

Government support and subsidies

A part of the cost is borne by a government programme, usually linked to a loan and released after verification.

Grants

Money that does not have to be repaid, generally from a programme or philanthropy, and usually tied to a specific purpose or pilot.

Concessional finance

A loan on softer terms — lower interest, longer tenure — often offered through development-oriented lenders.

Commercial loans

Standard term loans or working capital from a bank or NBFC, appraised on your cash flow and security.

Equity and seed funding

An investor puts in money for a share of the business. Relevant to enterprises that intend to scale, not to a single rooftop system.

Blended finance

A mix of grant or concessional money with commercial capital, used to make an otherwise difficult project bankable.

Asset financing and leasing

The equipment itself is financed or leased, so you pay over time rather than upfront.

Pay-as-you-go and service models

You pay per unit of output — per crate cooled, per kWh used — while the provider owns the asset.

What lenders usually want to see

Preparing the paperwork and the numbers before you apply.

Documentation

Business registration, Udyam registration where applicable, bank statements, GST or income records and identity documents.

The project case

A quotation from a provider, the expected saving or additional income, and how repayment fits into monthly cash flow.

Practical tips

Get more than one quotation, keep the scope written down, and ask the lender which scheme, if any, can be attached to your loan.

Not sure where to start?

The Finance Helper shortlists potentially relevant schemes and financing routes based on your business, project and location — with what to check and where to verify it.

Find Financing Options